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Lending · Application evidence

An application is more
than its form fields.

Bring borrower records, business relationships and supporting documents into the applications your lending teams use to review a case.

Give every piece of evidence a source.

Resolve a document passage or a declared business relationship back to the application it supports. The reviewer can then inspect the record behind the result.

From application to review packetIllustrative business-loan application
Application fileAPP-17
01 / Application fields
Applicant
CU-92
Business
BIZ-18
Purpose
Working capital
Source
applications / APP-17
02 / Declared relationship
CU-92Applicant
Director of
BIZ-18Business

Source: declaration REL-06. The recorded link is available for inspection.

03 / Document passage
Business statementDOC-31 · version 2 · passage 4
“Prepared for BIZ-18. Statement period: April–June.”

Illustrative extracted text. Resolve DOC-31 to the original source before using the passage.

Application assembles

A packet
for review.

  1. 01Field values and their source IDs
  2. 02Declared applicant relationships
  3. 03Document passages and versions
Reviewer interprets
the evidence.

Eligibility rules and the lending decision belong to your application and review process.

Illustrative records and document text. The database retrieves fields, relationships and passages; it does not verify the applicant’s declarations.

Across the application lifecycle

Keep context with the case.

The same borrower and application IDs can connect intake, document review and later servicing.

01

Underwriting operations

Compare submitted fields with the evidence received. Surface missing references, document versions and outstanding review tasks in your application.

Query application records
02

Document retrieval

Search for a specific term or retrieve passages related to a reviewer's question. Show the original document and its version with the answer.

Search document passages
03

Borrower servicing

Connect later correspondence and case notes to the borrower's application history, so the servicing team can inspect the relevant context.

Define record relationships

Different evidence. A query for each.

Resolve model results by their source IDs rather than treating a search match as a verified fact.

SQL

Structured facts

Filter application fields, join borrower records and inspect document metadata.

SQL reference
Graph

Declared relationships

Follow recorded links between applicants, businesses and related application records.

Graph quickstart
Full-text

Specific wording

Find exact terms and phrases in the text your ingestion pipeline indexes.

Full-text reference
Vector

Related passages

Use supplied embeddings to retrieve text by similarity, then read the source.

Vector schema

Start with one complete review packet.

Use sample records to test the path from ingestion to reviewer hand-off.

  1. 01

    Model the references.

    Give applications, borrowers, businesses and documents stable IDs. Record the source and version of extracted fields.

    Schema reference
  2. 02

    Keep indexing explicit.

    Write passages and embeddings through their separate endpoints. Have the ingestion pipeline track updated documents and stale results.

    Text indexing
  3. 03

    Evaluate the review path.

    Test a missing document, an updated version and a restricted identity. Keep credentials server-side and retain the reviewer's source references.

    Authentication reference

Your application owns eligibility rules and lending decisions. OriginChainDB stores and queries the records that support that process.

Review the design